NAFG Gestational Carrier Program Fees
The fee structure, like the time frame, varies for each case. For example, the use of donor egg will cost more than the use of the intended mother’s egg. Also, some carriers have greater expenses than others, and fees for IVF procedures vary among facilities. Depending on where the carrier lives, there may be travel costs to consider. An average total of $90,000 to $130,000 would be reasonable to project for intended parents considering surrogacy.
The fee structure breaks down as follows (these are estimates and will vary with the scope of services you will require):
NAFG program fee: $25,500-$27,000
Carrier compensation: approx. $25,000 to $30,000
Egg donor compensation: $10,000 for an NAFG donor (but no more than $10,000)*; compensation varies for donors from other programs
Egg donor agency fee: approx. $3,500 to $6,000
Surrogacy insurance premium (if necessary): approx. $12,000
IVF costs: approx. $15,000 to $30,000 (depending on whether donor egg is used and other factors)
Surrogacy insurance deductible (if necessary): approx. $15,000
Travel: approx. $5,000
Legal services (including independent counsel for carrier): approx. $7,500
Many insurance policies carry surrogate / gestational carrier exclusions. In these cases, a special surrogate maternity policy will be purchased. This policy has a $15,000 deductible for all related medical expenses within an 18-month period up to $500,000.
This general estimate comprises the complete set of fees including all expected components from start to finish. It is payable in stages over a 12 to 18 month period. Financing and credit alternatives are available, and may be discussed during your consultation.
NAFG Donor Egg Program Fees
NAFG Program Fee: $4,000 ($3,000 if part of NAFG’s Gestational Surrogacy program)
Administration Fee: $1,000
Egg Donor Fee: $10,000 (Under no circumstances are donors paid more than $10,000)*
Insurance: $180 - $400 premium (sometimes included in medical expenses)
Legal fees for donor and recipient: approx. $1,500
Expenses and travel: $0 - approx. $4,000 (depending on circumstance/amount of travel required)
NAFG’s program and administration fees include the costs for nationwide electronic and print donor marketing and outreach, non-medical screening (including background checks), trust account maintenance, scheduling and arranging appointments with medical and other professionals, making travel arrangements, and general support for both donors and recipients from our counseling staff. The fees are non-refundable and due with the service agreement at the time of your match.
The fees listed above do not include medical tests and procedures, which vary and are paid directly to the medical facilities involved. IVF costs (including medical procedures, medication, and lab fees) can range from $15,000 to $30,000.
*According to the American Society for Reproductive Medicine's Ethics Committee guidelines published in 2000 and restated in 2007, egg donor compensation exceeding $10,000 is inappropriate. NAFG shares this view. Under no circumstances are donors paid more than $10,000. Donors are compensated for the time and effort required for the process, not for their eggs. NAFG offers the highest amount allowed by the ASRM in order to attract motivated, qualified egg donor candidates from around the country.
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