Fees

NAFG Gestational Carrier Program Fees

The fee structure, like the time frame, varies for each case. For example, the use of donor egg will cost more than the use of the intended mother’s egg. Also, some carriers have greater expenses than others, and fees for IVF procedures vary among facilities. Depending on where the carrier lives, there may be travel costs to consider. An average total fee of $100,000 to $120,000 would be reasonable to factor for intended parents considering surrogacy.

The fee structure breaks down as follows (these are estimates and will vary with the scope of services you will require):

NAFG program fee: $25,500-$27,000
Carrier compensation: approx. $25,000
Egg donor compensation: typically $5,000-$8,000 (but no more than $10,000)
Egg donor facility fee: approx. $3,500 to $5,500
Surrogacy insurance premium (if necessary): $9,000
IVF costs: approx. $15,000 to $30,000 (depending on whether donor egg is used and other factors)
Surrogacy insurance deductible (if necessary): $15,000
Travel: approx. $5,000
Legal services (including independent counsel for carrier): approx. $7,500

*Many insurance policies carry surrogate / gestational carrier exclusions. In these cases, special surrogate maternity policies will be purchased. These policies have a $15,000 deductible for all related medical expenses within an 18-month period up to $500,000.

This general estimate comprises the complete set of fees including all expected components from start to finish. It is payable in stages over a 12 to 18 month period. Financing and credit alternatives are available, and may be discussed during your consultation.  

NAFG Donor Egg Program Fees

NAFG Program Fee: $4,000 ($3,500 if part of NAFG’s Gestational Surrogacy program)
Administration Fee: $1,000
Egg Donor Fee: $8,000
Insurance: $180 - $400 premium (sometimes included in medical expenses)
Legal fees for donor and recipient: approx. $1,500
Expenses and travel: $0-$3,000 (depending on circumstance/amount of travel required)

NAFG’s program and administration fees include the costs for nationwide electronic and print donor marketing and outreach, non-medical screening (including background checks), trust account maintenance, scheduling and arranging appointments with medical and other professionals, making travel arrangements, and general support for both donors and recipients from our counseling staff. The fees are non-refundable and due with the service agreement at the time of your match.

The fees listed above do not include medical tests and procedures, which vary and are paid directly to the medical facilities involved. IVF costs (including medical procedures, medication, and lab fees) can range from $15,000 to $30,000.